Does Your Business Insurance Cover Client Injuries?

Operating a business comes with a multitude of responsibilities, and promoting the safety of your clients is among the most crucial. Despite your best efforts, accidents can occur, making it vital to know whether your business insurance covers client injuries. Familiarizing yourself with the various types of insurance coverage available can help safeguard your business against the financial consequences of unforeseen incidents.

Business Insurance That Covers Client Injuries

The following types of business insurance coverage can help cover client injuries:

• General liability insurance can be crucial for businesses of all sizes and industries. It can assist with covering medical expenses, legal fees and settlements if a client is injured either on your premises or as a result of your business activities. For instance, if a client is injured by a falling object in your warehouse, general liability insurance may help cover the costs associated with their injury.

• Product liability insurance can be a vital consideration if your business manufactures, distributes or sells products. This insurance, often part of a general liability policy, can offer financial protection for claims of injury or damage resulting from your products. For instance, if a client is injured due to a defect in a product you sold, product liability insurance may help cover the associated costs.

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For business insurance near you, contact Vela Auto Insurance.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.